Friday, November 17, 2006

Uninsured Motorist

We were living in Vegas and my wife was driving along hear the Convention Center one day. Intending to make a left turn at the next light she moved into the turn lane. The car in front of her had also moved into that lane running too fast. That car slammed into the back of a car waiting at the light for the turn arrow. It immediately reversed bumping the front of our car, and sped away. She was able to get the license number and waited with the driver of the damaged car for the police. It turned out the car and plate were registered to a lady that had moved out of state several months earlier. Before she left she'd sold the car to some Mexicans for cash and signed the title over to them. The police found the car abandoned in an apartment complex with the signed title still in the glove box. Basically the law said "oh well".

There are literally hundreds of thousands of such cars on the roads of America, not properly titled, uninsured, most driven by illegals. That's one of the reason you pay a pretty good premium for uninsured motorist policies. Not wanting to be responsible for a vehicle no longer in my possession, the couple of times over the years I've sold a car privately, I've gone to DMV with the buyer and transferred title right then. I think if the law stopped saying "oh well" when situations like that happen, but held the person responsible that officially still owns the car - then publicize the outcome, it would stop a lot of those casual sales of vehicles that seem rampant today. It would also get a lot of uninsured cars off the roads.

6 Comments:

Anonymous Anonymous said...

Definitely with you on this one. I've been hit three times, while stopped, and not once have I been hit by anyone with an insured vehicle. Other then that, I've never been in an accident... :-(

8:08 AM  
Blogger Cookie..... said...

Gotta agree also...only problem with yur solution is that it's too simple and too much common sense is involved.....

2:12 PM  
Anonymous Anonymous said...

my friend had her daughter at high school volley ball game - came out - CAR GONE.

Before she could even get home her credit cards had been used to pay cell phone bills, electrical bills, etc.

Six months later still passing bad checks.
(stupid to leave her valuables in her car - but she learned her lesson)

So, they have the names of the illegal aliens who paid bills, but so far no one has done anything about it

Her credit has been compromised, too

11:07 PM  
Blogger Karmyn R said...

Being a person who obeys the law and cringes at the thought of NOT having insurance - I am always amazed at the lack of values that people have in this country. Astounds me to no end. Makes me sad.

10:46 AM  
Blogger Gayle said...

You should see the absolute wrecks being driven around my part of this country! You just know most of them are being driven by illegals. What I don't understand is why so many Mexicans seem to love those tiny little tires they put on their trucks and cars? It looks ridiculous, and they have to burn more fuel to get where they're going. It's a puzzlement!

7:22 AM  
Blogger Fish-2 said...

Makes the speedometer inacurate too. Since the speedometer is registered to the rear wheels, larger tires will mean you're going faster than the speedometer says, and smaller tires means you're going slower.

10:58 AM  

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